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Damn you Visa!
October 26, 2001 4:45 a.m.

This whole new phase of my life from here on out called the "budget" phase, is not nearly as fun as the "shiny new" phase that was maxing out my credit card.

Sure in the back of my head I can hear those financial advisors on Oprah and such, "buying with credit is living a lie!"; "You're paying 17 times the price when you buy with credit."; "When you buy with credit, you are stealing from your future."; "You are selling your soul to Satan for a pair of new shoes!", etc., etc.

But damn. I want a new pair of shoes.